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Security & Savings
Choice Plus+ Checking
Learn MoreFeatures
- Enjoy the added security of:
- ID theft expense reimbursement and a resolution specialist
- Debit and credit card registration
- 3-in-1 credit and identity monitoring, credit report, and score
- Accidental Death & Dismemberment Insurance
- Cell phone protection for theft or damage
- Cell phone buyer’s protection and extended warranty
- Enjoy the savings of:
- Competitive dividend earnings
- Travel and leisure discounts, health discounts, $hopping Rewards
Monthly Service Fee
- No monthly service fee when you:
- Maintain an average daily balance of $4,000 or
- Are age 60 or over
- Otherwise, $4.95 monthly service fee
Surcharge-Free ATMs Available
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$0
Sticking to Basics
Basic Checking
Learn MoreFeatures
- No minimum balance requirement
- Unlimited transactions and check writing
- Free savings account
- Free until age 25
Monthly Service Fee
- No monthly service fee when you:
- Have a direct deposit and
- Are enrolled in eStatements
- Otherwise, $3.95 monthly service fee
Surcharge-Free ATMs Available
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$0
Ages 13 through 17
Embark Teen Program
Learn MoreFeatures
- For ages between 13-17
- No minimum balance requirement or monthly service fees
- Mobile app with Face ID
- Debit card compatible with Apple or Google Wallet
- Tap-to-pay debit card with in app controls
- Real-time account alerts
- Free financial education on topics such as budgeting and credit scores
- AND earn cash for getting good grades and for graduating from high school**
Monthly Service Fee
No monthly service fee
Surcharge-Free ATMs Available
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$0
Choice Plus+ Checking:
*The first 3 cell phones listed on your bill are covered as long as bill is paid from a Trax CU account. Covers items purchased on Trax CU debit card for up to 90 days from the date of purchase against accidental breakage, fire or theft.
Basic Checking:
Embark Teen Program:
*APY = Annual Percentage Yield. Special interest rate of 5.10% APY up to the first $500 in the savings account. Balances above $500 will be paid at the current rate.
**Grade payouts = $1 for every A on your report card, up to $5 per grading period. Graduation payouts = $100 for graduating from high school and $500 for graduating from a 4 year college or university. Other restrictions may apply. Accounts may change without notice.