HELOC Promo

HELOCed in and ready to go!

 

Build momentum for whatever's next!

Enjoy flexible access to funds when you need them with a Home Equity Line of Credit (HELOC) from Trax! Whether it’s renovating your kitchen,
covering college tuition, consolidating debt, or planning a family celebration. You don’t have to predict the entire journey. You just need the right financial tool to keep moving forward. 
 

Offer valid between April 1 and June 30, 2026.

Click the link below to apply!
 
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Home Equity Line of Credit

Rates as low as

3.99% APR* for the first 6 months! 

6.75% APR* Current Variable Rate 

Apply for a HELOC between April 1 and June 30, 2026! 

 

Apply For My Loan

*Annual Percentage Rate (APR) of 3.99% will apply between (4/1/2026-12/31/2026). After the promotional period, a variable APR of Prime + 0% applies, minimum APR 2.99%. Maximum APR 18%. Variable rate after promotional period as of 4/1/2026 is 6.75%. Member pays no closing costs assuming an automated value of home or drive-by appraisal is used. If full appraisal requested, Trax Federal Credit Union will not cover the expense. Membership eligibility required. Subject to credit approval. Minimum advance of $5,000 required. Existing Trax loans may be eligible, but subject to additional fees, including modification and/or closing costs. For further information regarding this offer, please contact us at 813-800-TRAX (8729). Offer expires 06/30/2026. Restrictions may apply. Offer subject to change at any time.

Make the journey count.

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